Minnesota Work Comp Benefits
There are four types of Minnesota work comp benefits. There are wage replacement benefits, Permanent Partial Disability Benefits (PPD), medical benefits, and vocational rehabilitation benefits. Each of these are designed to help a person pay their living expenses, receive medical care, and even obtain new skills that can help them work in another field if unable to return to their old one. The goal is to help a person recover to the point they can return to work, if possible.
If you have been injured on the job, Minnesota workers’ compensation is available. Employers throughout Minnesota are required to carry workers’ comp insurance so that any injured workers receive the benefits that they need to recover and, hopefully, return to work. With the help of an experienced Minnesota workers’ compensation attorney, you can file a complete and accurate claim from the very start so that your chances of approval are increased.
Helping You Secure Minnesota Work Comp Benefits
The claims process is complicated. Thorough information is necessary to ensure a successful Minnesota work comp claim. A successful work comp claim can result in an injured worker receiving the following Minnesota work comp benefits:
- Wage replacement benefits – Temporary Total Disability, or TTD, is a form of compensation that the injured employee receives when unable to work or if they are unable to find work within their restrictions. The rate is two-thirds the employee’s gross wage at the time they were injured. Another type of wage replacement benefit is Temporary Partial Disability, or TPD. This wage benefit is reserved for an employee who is back to work, but earning less than they were at the time they were injured. This benefit is calculated at two-thirds the difference between the wage before injury and the employee’s current earning capacity. Permanent Total Disability, or PTD, is reserved for those who are so seriously injured that they cannot find more than occasional employment, causing them to have a very low income. This means that the employee cannot find steady work or earn a living based on their limited work ability due to a work comp injury. This benefit is calculated as two-thirds of the gross weekly wage at the time of injury.
- Permanent Partial Disability (PPD) – This benefit is payment for the loss of body function and is paid according to the Workers’ Compensation Division’s PPD Compensation Schedule. The benefit may be payable in a lump sum or in weekly payments. More detailed information on PPD benefits can be found here.
- Medical Benefits – Both the employer and the insurance company are responsible for paying costs of reasonable and necessary medical treatment that will aid in the curing or relieving of the effects of the injury. Surgery, hospitalization, occupational therapy, physical therapy, chiropractic care, chronic pain management, injection therapy, and other forms of medical care may be provided. More detailed information on medical benefits can be found here.
- Vocational Rehabilitation – Vocational rehabilitation is designed to help an injured worker who is returning to their former employer after an injury, to a job that is related to the job they were injured at, or to a completely different work area. Some of the services include on-the-job training, direct job placement, and formal retraining.
Securing The Minnesota Work Comp Benefits You Deserve
When injured on the job, you are entitled to these benefits, which is why your Minnesota work comp attorney will ensure that all paperwork is accurate and submitted within the specific time periods. It is very important that you receive your Minnesota work comp benefits as soon as possible so you can focus on healing, rather than worrying about how you are going to pay your living expenses and for your recovery.
Contact A St. Paul Workers’ Comp Lawyer
Minnesota work comp benefits come in many forms. They are designed to give a person financial and medical support until they are able to recover and return to work. Our St. Paul workers’ compensation attorneys can help secure the Minnesota work comp benefits you are entitled to receive. Call us today to schedule your free consultation. There is no upfront fee if you decide to hire our St. Paul work comp lawyers to help recover your Minnesota work comp benefits .